(a) all funds loaned to the MSME, together with any repayments of principal, interest or penalties on account of such funds (collectively the “Loan Funds”), shall be used by the MSME exclusively for their own business purposes. The Loan Funds will be unrestricted, giving autonomy to the MSME that has successfully undergone and passed the due diligence stage, on how to direct the Loan Funds as long as the Loan Funds are used for their own business purposes.

(b) all payments and repayments of principal, interest, and penalties from MSMEs shall be reinvested in such further exclusive lending programs as so defined;

(c) where applicable, the rights and obligations of GBF under the agreement shall be assignable to any other entity, at the sole discretion of GBF, so as to enable GBF to comply with the provisions of the agreement with its lenders (the “Agreement”) ;

(d) GBF shall retain the right to call for immediate repayment of all outstanding principal and interest under any loan, so as to enable GBF to comply with the General Terms and Conditions of the Agreement and any amendments thereto; and

(e) in the event that any Loan Funds cease to be used for the exclusive lending purpose contemplated in the Agreement, or in the event that the MSME fails to comply with any material term of the loan agreement, the MSME shall be served with a twenty-one (21) day notice in order to remedy the default. In the event that the default has not been remedied after the twenty-one (21) day notice, and GBF rescinds the loan agreement, the MSME shall be required to repay any funds that have been misapplied as well as any funds not expended or utilized, together with all income or interest earned on such funds within fourteen (14) days of such recession notice.